Most businesses are subjected to range of common business risks. In Ohio, business insurance protection is offered as a part of business package policies covering basic risks like property, liability and business interruption.
In addition to the standard components of a business insurance policy, specialized insurance coverage is intended for some less common business risks.
• Businesses occasionally purchase life insurance for key employeees whose loss would affect the business.
• Businesses that operate in places where kidnapping is endemic can purchase kidnap and ransom insurance for executives.
• Crime insurance is intended for businesses that require coverage for cash, securities, inventory and equipment that could be lost because of criminal activity.
• Businesses occasionally purchase directors’ and officers’ insurance as protection from personal liability for business risks.
• Professional liability insurance is beneficial for businesses where employees use their professional judgment and offer counsel or make recommendations to clients.
Business owners may benefit from consulting one of our agents if they have insurance wishes that aren't met by standard business insurance products and packages. We would be pleased to work with you to locate the best Ohio business insurance products to protect you.
In addition to the standard components of a business insurance policy, specialized insurance coverage is intended for some less common business risks.
• Businesses occasionally purchase life insurance for key employeees whose loss would affect the business.
• Businesses that operate in places where kidnapping is endemic can purchase kidnap and ransom insurance for executives.
• Crime insurance is intended for businesses that require coverage for cash, securities, inventory and equipment that could be lost because of criminal activity.
• Businesses occasionally purchase directors’ and officers’ insurance as protection from personal liability for business risks.
• Professional liability insurance is beneficial for businesses where employees use their professional judgment and offer counsel or make recommendations to clients.
Business owners may benefit from consulting one of our agents if they have insurance wishes that aren't met by standard business insurance products and packages. We would be pleased to work with you to locate the best Ohio business insurance products to protect you.
